Shopify Payment Gateway-Best Payment Gateways in India for Freelancers

As a freelancer in India, choosing the right payment gateway is crucial for seamless transactions, low fees, and easy integration. Here are some of the best payment gateways for freelancers in India:

1. Razorpay

鉁?Best For: Easy onboarding, UPI/QR payments
馃挵 Fees: 2% per transaction (domestic)
鉁旓笍 No setup fee | 鉁旓笍 Supports recurring payments | 鉁旓笍 Instant settlements

2. PayU

鉁?Best For: High-volume transactions & international clients
馃挵 Fees: 2% (domestic), higher for international (~3-5%)
鉁旓笍 Multiple payment options | 鉁旓笍 Fraud detection tools

3. Instamojo (Now part of Juspay)

鉁?Best For: Small freelancers & digital product sellers
馃挵 Fees: 2% + 鈧? per transaction (UPI/NETBANKING), ~3% for cards
鉁?Free plan available | 鉁?Payment links & invoices

4. Cashfree Payments

鉁?Best For: Bulk payouts & API integrations
馃挵 Fees: ~1.75%-2% per transaction
鉁?Instant refunds | 鉁?Supports subscriptions

5. PayPal

鉁?Best For: International clients (USD/EUR payments)
馃挵 Fees: High (~4-5%) + currency conversion charges
鈿?Not ideal for INR-only transactions

6. Airwallex / Wise (For Global Freelancers)

馃挕 If you work with foreign clients, consider using platforms like Airwallex or Wise to receive money at lower forex rates before transferring to your Indian bank.

---

馃挕 Key Considerations When Choosing:

• 馃敼 Transaction fees (% per payment)
• 馃敼 Payout time (Instant vs T+ days)
• 馃敼 Support for UPI/Wallets/Cards
• 馃敼 Recurring billing options
• 馃敼 Minimum balance requirements

For most Indian freelancers dealing with domestic clients, Razorpay or Instamojo are great starting points due to ease of use and low costs.

Would you like recommendations based on a specific niche (e.g., developers, designers)?

Certainly! If you’re a freelancer in a specific niche (e.g., developers, designers, writers, consultants), your payment gateway needs may vary. Here鈥檚 a tailored breakdown:

---

1. For Freelance Developers & Tech Consultants

馃殌 Key Needs: API integrations, recurring billing for retainers, international payments
鉁?Best Options:

• Razorpay (Easy API docs + subscriptions)
• Stripe (Global clients with USD/EUR payouts) (Not fully India-focused but great for techies)
• Cashfree/PayU (For bulk payouts if managing multiple vendors)

馃挕 Tip: Use Wise or PayPal as secondary options for foreign clients to avoid high forex fees.

---

2. For Designers & Creative Professionals 馃帹

馃枌锔?Key Needs: Payment links for one-time projects, minimal friction for clients
鉁?Best Options:

• Instamojo (Simple payment links + invoices)
• Razorpay (Custom-branded checkout pages)
• PayPal (If dealing with overseas art buyers)

馃挕 Tip: Offer UPI/QR payments via Razorpay鈥攃lients prefer no-form checkout!

---

3锔忊儯 For Writers & Content Creators 鉁嶏笍馃摴

馃搶 Key Needs: Recurring payments (retainers), tips/support from followers
鉁?Best Options: